Bill Murray dresses as a clown to pull off a New York City bank robbery with Geena Davis and Randy Quaid as accomplices. He has an ingenious way to get them all out of the bank unnoticed. The problem is then getting out of the city. A surprisingly enjoyable, harmless bit of fun with Murray carrying most of the weight. A little unsettling that the protagonists are really the bad guys...and they get away with it.
Nugget: New York is made to look like a hell-hole in this movie. There's none of the romance that's been instilled by directors like Woody Allen and Spike Lee.